Credit Manager Loan Against Property-Credit Karnal

About the role

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency.

What you'll do

• Conduct credit underwriting for SENP/SEP mortgage cases with in-depth financial and business analysis
• Visit customers to understand business background and validate financials
• Monitor delinquency of underwritten cases during the initial stages to maintain near-zero default levels
• Maintain credit quality and stay updated on economic indicators and mortgage industry trends
• Ensure consistent productivity in processing and decision-making

What you need

• Financial analysis
• Credit appraisal
• Underwriting
• Audit
• Business analysis
• Compliance
• Any graduate