Credit Manager

About the role

As a Credit Manager to manage end-to-end credit underwriting and portfolio monitoring for our MSME and Loan Against Property (LAP) products. The role involves assessing creditworthiness, ensuring compliance with internal and regulatory guidelines, and supporting business growth while maintaining portfolio quality

What you'll do

• Evaluate and underwrite credit proposals for MSME and LAP segments in line with company policies
• Conduct detailed financial analysis, assessment of business models, cash flows, and repayment capacity
• Review property documents, collateral, and legal/technical reports for secured rending
• Ensure compliance with credit policies, risk management frameworks, and regulatory guidelines
• Collaborate with sales, risk, and operations teams to ensure smooth processing of applications

What you need

• 3–7 yrs of experience
• Financial analysis
• Credit appraisal
• Credit risk
• Cash flow
• Compliance
• Risk management
• Chartered Accountant or MBA or B.Com or M.Com