Credit Manager-Used Cars

About the role

The Credit Manager – Used Car is responsible for evaluating and managing credit proposals for Used Car Product. The role involves, management and maintenance of the quality of the portfolio while ensuring alignment with IDFC First Bank credit risk appetite and the overall credit strategy. Requires close coordination with the sales team and other stakeholders.

What you'll do

• Responsible for underwriting Used Car proposals as per the laid down policies & procedure to honour the agreed SLAs and manage business volumes
• Conduct personal discussion with customers to establish credit worthiness
• Coordinate with sales to achieve targets and ensure SLAs are met
• Ensuring credit policy adherence to the accepted standards
• Review and approve credit proposals given the discretionary authority and forward others to appropriate approval authority while ensuring compliance with the bank’s…

What you need

• 1–4 yrs of experience
• Financial analysis
• Credit appraisal
• Financial statements
• MIS reporting
• Underwriting
• Valuation
• Chartered Accountant or MBA

Good to have

• Credit risk