Credit Officer

About the role

The Credit Officer will be a key member of Digitide Solutions' CLM Domestic BFSI back‑office department, responsible for evaluating credit applications, monitoring portfolio performance, ensuring regulatory compliance, and serving as the primary point of contact for customers regarding credit queries.

What you'll do

• Responsible for evaluating credit applications, monitoring portfolio performance, ensuring regulatory compliance
• Analyze credit applications and perform risk assessments using established scoring models
• Prepare and present credit recommendations to senior management for approval
• Monitor existing credit accounts for compliance with terms and early warning signs of delinquency
• Maintain accurate records of credit decisions, documentation, and portfolio performance

What you need

• 2–5 yrs of experience
• Financial analysis
• Credit risk
• Credit appraisal
• Underwriting
• Compliance
• Customer service
• B.Com or BBA

Good to have

• CFA
• Excel
• CRM