MSME Product Head - Delhi NCR

About the role

Product Strategy & Roadmap Define the product roadmap for all four MSME product lines P&L Ownership & Business Performance Own disbursement volumes, AUM targets, yield, net interest margins, and OPEX-to-AUM ratios across all product lines Credit Policy & Risk Partnership Co-own credit policies, underwriting guidelines, and deviation matrices

What you'll do

• Conduct competitive benchmarking against NBFCs, PSU banks, and fintechs
• Identify white spaces in the MSME credit market and build business cases for new product variants or customer segments
• Drive digital-first product design: API integrations, workflow automation, borrower self-service portals, and bureau-embedded decisioning
• Prepare and present monthly MIS, portfolio dashboards, and board-level business reviews
• Drive revenue growth through pricing optimisation, cross-sell strategies, and portfolio deepening with existing borrowers

What you need

• 15–27 yrs of experience
• Product strategy
• Roadmapping
• Stakeholder management
• Underwriting
• MIS reporting
• Due diligence
• Any graduate

Good to have

• GST
• Cross-selling
• Treasury