Payments Engineer

About the role

This role sits in the Dev.Payment.Banks pod, which owns everything between a StavPay invoice and a bank. That means the payment rails themselves (ACH, wire, cheque, positive pay, ISO 20022), the bank-specific file templates, the FTP/API transmission jobs, the return and acknowledgement processing, and the reconciliation back into the GL feed.

What you'll do

• Payment rails & bank integration
• Configure and maintain bank payment templates end to end — invoice grid, preview grid, payment grid, header queries, template filters and payment-rule logic — for ACH
• Build and troubleshoot ISO 20022 (pain.001, pain.002, CAMT) and NACHA-format file generation, including tag ordering, mandatory field mapping and bank-specific deviations
• Own the transmission layer: FTP/SFTP connections, key vault credentials, folder paths, job schedulers, and the acknowledgement/return file loops that close them out
• Onboard new banking relationships alongside BAs and the client — most recently JPMorgan, Bank of America, BankUnited, Citizens, Citibank, Mercury, Banc of California

What you need

• 3–6 yrs of experience
• SQL
• SQL Server
• Azure
• Treasury
• Accounts payable
• NetSuite
• Any graduate

Good to have

• C#
• .NET
• Root cause analysis
• Reconciliation
• MIS reporting

What you get

• ₹20k a month