Product Manager-Credit Cards

About the role

The Product Manager - Credit Card Payments will be responsible for driving end-to-end payment transaction performance across the credit card portfolio by optimizing authorization rates, reducing transaction declines, strengthening fraud controls, and identifying emerging misuse patterns. The role requires a deep understanding of the card payment ecosystem, including transaction lifecycle management from Acquirer to Network to Issuer and vice versa.

What you'll do

• Drive and optimize the end-to-end credit card payment journey across POS, E-commerce, Contactless, Tokenization, ATM, and UPI-on-Credit Card channels
• Monitor and improve authorization performance by analyzing transaction declines, customer behavior, merchant trends, network performance, and portfolio health
• Collaborate with Visa, Mastercard, RuPay, technology, operations, risk, and analytics teams to implement payment enhancements and improve customer experience
• Identify emerging fraud patterns and implement fraud prevention strategies through transaction monitoring, authentication controls, device intelligence
• Analyze transaction, fraud, chargeback, and dispute data to generate actionable insights and recommend business improvements

What you need

• 2–5 yrs of experience
• Risk management
• Insurance
• AML
• MIS reporting
• Reporting
• POS
• B.Com or BMS or B.Sc or BA or BBA or MBA or M.Com