Product Risk Manager (Secured)

About the role

Product Risk Manager (Secured) at Aditya Birla Group. Formulate and execute risk-based underwriting strategies that balance customer acquisition with robust risk management.

What you'll do

• Formulate and execute risk-based underwriting strategies that balance customer acquisition with robust risk management
• Lead risk segmentation efforts by categorizing loan applicants based on credit scores, financial behaviors, and other key risk indicators to optimize decision-making
• Develop and refine risk models to improve underwriting decisions and ensure a strong, high-quality loan portfolio
• Collaborate closely with Data Science, Product, Business, and Operations teams to ensure risk strategies are aligned with broader business goals and objectives
• Ensure the smooth execution of lending initiatives by integrating risk management processes and protocols throughout operations

What you need

• 5–8 yrs of experience
• Risk management
• Underwriting
• Portfolio management
• Data analysis
• SQL
• R
• MBA or B.Com or BBA

Good to have

• Credit risk
• Python
• KYC
• Channel sales