RC:Decentralized UW - Mortgages Credit- Credit Manager-ASHA

About the role

It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting.

What you'll do

• Monitor Turnaround Time (TAT) from Login to Sanction for Asha Loan cases to ensure timely decisioning
• Validate data entry accuracy and ensure all borrower details, financial inputs and FI findings are correctly captured in systems
• Assess and underwrite proposals using Asha-specific evaluation techniques including informal income assessment, surrogate programs and field validation reports
• Take credit decisions in line with policy guidelines, risk frameworks and deviation approval mechanisms
• Ensure adherence to audit, compliance and policy requirements, avoiding repeat audit observations

What you need

• 5–8 yrs of experience
• Underwriting
• Audit
• Compliance
• Credit appraisal
• Reporting
• Chartered Accountant or MBA