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RC:Decentralized UW - Mortgages Credit-Regional Credit Manager-ASHA

Axis Bank·Delhi

Pay not stated10–13 yrsFull-time

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About the role

Would be responsible for ensuring the maintenance of portfolio quality and for ensuring smooth credit appraisal processes in the Region. About the Role Regional Credit Manager will be a team leader role wherein all Area Credit Managers would be reporting. Core job will be to ensure smoot functioning of credit Appraisal activities undertaken by Credit Manager & ACMs.

What you'll do

Ensure smooth functioning of the region by meeting defined productivity norms and maintaining Turn Around Time (TAT) for Asha loan cases
Ensure quality of credit appraisal for Asha segment, with focused assessment of informal income profiles and surrogate evaluation methods to minimize delinquency and…
Drive adherence to underwriting policies, deviation frameworks and regulatory guidelines specific to Asha Loans
Ensure timely closure of audit queries, policy adherence and compliance requirements
Track portfolio health through early delinquency indicators (FPD, bounce trends) and take corrective actions at region level