RC&WC - MC:Credit Analyst

About the role

The department is responsible for maintaining the portfolio quality and for ensuring smooth credit appraisal process. Mid Corporate (MC) Credit underwrites credit facilities sanctioned to corporates operating in mid-market in India About the Role The Bank has a separate Coverage and Credit vertical for dealing with Mid corporates.

What you'll do

• Review of credit proposals ensuring adherence to the credit policy of the bank and other external and internal guidelines
• Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality
• Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends
• Appraise the sanctioning authority on all the strengths and weaknesses of the proposal and all the critical information and insights required for decision making
• Monitor the accounts to ensure maintenance of a healthy portfolio. Regular site visits and promoter level interactions for better portfolio monitoring

What you need

• 8–12 yrs of experience
• Credit appraisal
• Chartered Accountant or MBA