Regional Credit Manager

About the role

To oversee the credit underwriting function and review of credit proposals logged in for the region To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams.

What you'll do

• KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Credit Underwriting Management Oversee the credit proposals evaluation and…
• Ensure direct and thorough investigation is undertaken to obtain relevant credit information through personal interaction with customer
• Approve/ decision credit proposals at the local/ regional level and recommend for further approval/ decision to Zonal / National / Credit Committee levels for certain…
• Ensure timely submission of Credit Appraisal Memo to the Zonal Credit Manager for all proposals highlighting the key risks associated with the borrower to enable a…
• Ensure no loss of revenue by issuing proper sanction letter and capturing the right deviation while assessing a case

What you need

• 4–7 yrs of experience
• Credit risk
• Underwriting
• Credit appraisal
• MIS reporting
• Financial statements
• Cash flow
• Chartered Accountant or MBA

Good to have

• Capital markets
• Working capital
• Income tax
• SOP writing
• Due diligence
• Performance management