Regional Credit Manager - Micro Finance - Patna - Parth Ashtha - JM

About the role

Support and co-partner with business teams to manage end to end credit approval for the designated region Underwrite for all customer segment for retail and high value cases and present to senior level Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos, prepared by underwriters, and approval/ decline signoffs on every file after checking for documentation requests.

What you'll do

• Manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products
• Support and co-partner with business teams to manage end to end credit approval for the designated region
• Ensure timely completion of personal discussion documents through customer visits if required
• Oversee and initiate follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays
• Lead a team of credit approvers to ensure portfolio quality and delinquencies

What you need

• Underwriting
• Credit appraisal
• Credit risk
• Compliance
• Due diligence
• Any graduate