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Relationship Manager - Unnati MBL

IDFC FIRST Bank·Uttarakhand

Pay not stated3–5 yrsFull-time

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About the role

The Relationship Manager – Micro Enterprise Loan is responsible for building and strengthening customer relationships within the Rural Banking segment, with a focus on micro enterprise lending. This role involves identifying business owners and entrepreneurs in the assigned catchment area, assessing their financial needs, and offering tailored loan solutions.

What you'll do

  • Ensure timely disbursal of business loans based on thorough assessment of client needs
  • Conduct post-disbursal end-user checks and meet monthly and annual group loan booking targets
  • Evaluate client requirements and generate new revenue through cross-selling, aligned with customer lifestyle, risk profile, and financial goals
  • Drive penetration of products in rural markets through lead generation and account opening
  • Achieve individual and branch-level sales targets through new business acquisition, referrals, and customer retention

What you need

  • 3–5 yrs of experience
  • Compliance
  • Cross-selling
  • Reporting
  • Audit
  • B.Com or BBA or B.Tech or B.E. or B.Sc or BA

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