RL - Consumer:Product Lead

About the role

The individual will be responsible for product and portfolio management of Personal loans including strategy definition and implementation, product design, policy formulation, product promotion and pricing, delivery of P&L goals and management of end-to-end product lifecycle. The role is accountable for driving sustainable and profitable market share growth, improving

What you'll do

• Plan and deliver P&L for the Personal loans business
• Drive target achievement for Personal Loans P&L metrics including disbursals, book growth, yields, fees
• Monitor sourcing mix, on-boarding yield, channel wise performance, and early risk metrics and implement
• Interventions to drive right customer on-boarding and with the desired channel mix
• Identify and institutionalize drivers for every line item of the P&L

What you need

• 13–15 yrs of experience
• Stakeholder management
• Credit risk
• Operational risk
• Channel sales
• Cross-selling
• Portfolio management
• Chartered Accountant or CFA or MBA

Good to have

• CFA