RPMG:Circle Portfolio Manager - Bharat Banking Loans - FF and BE End To End

About the role

About RPMG The Retail Portfolio Management Group (RPMG) is responsible for ensuring effective debt servicing by the retail borrowers of the Bank. The RPMG scope covers Pre-delinquency Management (PDM), Bounce Management, Early Delinquency Management (EDM), Pre-NPA Management, NPA Management and Write-offs.

What you'll do

• Own and govern portfolio performance across multiple clusters and geographies covering Farmer Funding (KCC), Gold Loans, Tractor Loans, MFI, Bharat Enterprises
• Ensure achievement of resolution, recovery, rollback, and inventory reduction targets in line with Annual operating plan
• Drive fresh slippage control and early risk mitigation strategies across portfolios
• Review portfolio risk trends, vintage behavior, and stress indicators; initiate timely corrective actions
• Lead and mentor Cluster Portfolio Managers, ensuring consistency in execution and governance

What you need

• 13–15 yrs of experience
• Credit risk
• MIS reporting
• Collections
• Budgeting
• Compliance
• Audit
• MBA

Good to have

• Portfolio management