RPMG:Cluster Portfolio Manager - Bharat Banking Loans - Gold Loan

About the role

About RPMG The Retail Portfolio Management Group (RPMG) is responsible for ensuring effective debt servicing by the retail borrowers of the Bank. The RPMG scope covers Pre-delinquency Management (PDM), Bounce Management, Early Delinquency Management (EDM), Pre-NPA Management, NPA Management and Write-offs.

What you'll do

• Own end‑to‑end performance of the assigned cluster across Farmer Funding (KCC), Gold Loans, Tractor Loans, MFI, Bharat Enterprises, and allied agri products
• Monitor and drive cluster‑level performance across DPD buckets, NPAs, OOO, and write‑off portfolios
• Ensure achievement of resolution, recovery, rollback, and inventory reduction targets
• Lead, coach, and supervise Portfolio Managers across the cluster
• Drive productivity, discipline, and performance culture through regular reviews and field engagement

What you need

• 8–12 yrs of experience
• Credit risk
• MIS reporting
• Collections
• Compliance
• Audit
• Portfolio management
• Any graduate