RPMG:Portfolio Manager - Bharat Banking Loans - Tractor Loan

About the role

About RMPG The Retail Portfolio Management Group (RPMG) is responsible for ensuring effective debt servicing by the retail borrowers of the Bank. The RPMG scope covers Pre-delinquency Management (PDM), Bounce Management, Early Delinquency Management (EDM), Pre-NPA Management, NPA Management and Write-offs.

What you'll do

• Own and manage assigned Bharat Banking portfolios including Farmer Funding (KCC), Gold Loans, Tractor Loans, MFI, Bharat Enterprises, and allied agri products
• Monitor portfolio performance across DPD buckets (0–30, 31–60, 61–90, 90+), NPAs, and write‑off segments
• Drive resolution, rollback, recovery, and inventory reduction as per defined targets
• Execute Pre‑Delinquency Management (PDM) actions to minimize fresh slippages
• Plan and execute field collections through own staff and external agencies

What you need

• 7–9 yrs of experience
• MIS reporting
• Compliance
• Collections
• Audit
• SOP writing
• Portfolio management
• Any graduate