Senior Credit Analyst

About the role

Senior Credit Analyst at IDFC FIRST Bank. Conduct detailed credit appraisal and risk assessment of Supply Chain Finance proposals in line with the Bank's credit policies and regulatory guidelines.

What you'll do

• Conduct detailed credit appraisal and risk assessment of Supply Chain Finance proposals in line with the Bank's credit policies and regulatory guidelines
• Evaluate anchor programs, dealer/vendor/distributor ecosystems, transaction structures, and cash-flow based financing solutions
• Review, recommend, approve/reject credit proposals based on risk assessment, portfolio considerations, program viability, and business sustainability
• Assess and monitor early warning indicators, portfolio triggers, concentration risks, and delinquency trends across SCF programs
• Ensure adherence to credit policies, risk appetite framework, underwriting standards, and regulatory requirements

What you need

• 10–18 yrs of experience
• Credit appraisal
• Risk management
• Compliance
• Cash flow
• Underwriting
• Any graduate