Sr. Credit Risk Analyst

About the role

This pivotal position sits at the intersection of innovation and expansion within our embedded merchant lending division at PayU Finance. As a key contributor, you will be instrumental in our "0 to 1" scaling journey, where your expertise will drive the transformation of how we leverage both alternative and traditional data sources to extend credit to underserved/new market segments.

What you'll do

• Develop and implement credit risk management strategies ensuring lending activities are prudent, profitable, and compliant with regulations
• Design credit policies using traditional and alternative data sources to optimize risk-adjusted returns while meeting business objectives
• Partner with senior leadership and partners to establish scalable risk frameworks that support our hyper-growth trajectory
• Establish and refine acquisition and customer management strategies specifically tailored for our merchant lending business
• Collaborate across Business, Data Science, Product, and Technology teams to create customer-centric solutions that enable prudent scaling

What you need

• 4–5 yrs of experience
• Credit risk
• Statistics
• SAS
• SQL
• R
• Python
• B.Tech or B.E.