State Credit Manager - Nashik

About the role

Write the purpose for which the job exists (in 2-3 lines) ( Max 1325 Characters) To undertake critical review of the credit proposals logged in with a view to especially bringing out the industry, business, financial, management and facility structure risk contained in the credit proposal. The role needs to bring out the collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.

What you'll do

• Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
• Assess and conduct detailed credit analysis & evaluation of lending proposals for approval / decision at the local level or further recommendation for approval/ decision…
• Scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns
• Perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer
• Undertake detailed external research and market feedback including banker, Suppliers, customers on the loan proposal and evaluate the proposal in accordance

What you need

• Credit risk
• Compliance
• Team management
• MIS reporting
• Credit appraisal
• Financial statements
• Any graduate

Good to have

• Cash flow
• Underwriting
• Valuation
• CRM
• Capital markets
• Wealth management