Team Member - Gold Loans| Visakhapatnam

About the role

The role involves identifying risk indicators, evaluating compliance requirements and recommending corrective measures to strengthen portfolio governance. Plan and conduct Gold Loan audits as per the approved audit schedule, including verification of gold purity, weight and appraisal records. Review custody controls, insurance coverage, safe-keeping arrangements and dual-control procedures for pledged gold.

What you'll do

• Support audit and risk review activities for the Gold Loan portfolio through assessment of business practices, policy adherence and control effectiveness
• Plan and conduct Gold Loan audits as per the approved audit schedule, including verification of gold purity, weight and appraisal records
• Review custody controls, insurance coverage, safe-keeping arrangements and dual-control procedures for pledged gold
• Verify documentation quality, KYC/AML compliance and accuracy of system records related to Gold Loan transactions
• Assess adherence to internal policies, operational procedures and regulatory requirements governing Gold Loan operations

What you need

• 1–3 yrs of experience
• KYC
• AML
• Audit
• Compliance
• Insurance
• B.Com