Team Member-Risk Process SUPPORT SERVICES 0898 1288 1082377

Kotak Mahindra Bank·Mumbai

Pay not stated3–4 yrsFull-time

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About the role

Team Member-Risk Process_SUPPORT SERVICES_0898_1288_1082377 at Kotak Mahindra Bank. Conduct end-to-end hind-sighting (post-disbursement audit) of Personal Loan, Credit Card and Business Loan portfolios to assess policy adherence and underwriting quality.

What you'll do

Conduct end-to-end hind-sighting (post-disbursement audit) of Personal Loan, Credit Card and Business Loan portfolios to assess policy adherence and underwriting quality
Perform detailed reviews of customer acquisition, underwriting, approval, onboarding and disbursement journeys to identify process gaps
Evaluate adherence to approved Risk Policies, MOPP (Manual of Policies & Procedures) and underwriting guidelines across products
Monitor daily disbursements and sourcing trends across channels, segments and geographies and highlight emerging risk indicators
Conduct regular reviews of early delinquency metrics such as FEMI, FPD, 30+ DPD, bounces and non-starters and provide actionable policy recommendations