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TM-Loan Originations - Underwriting

Cognizant·Maharashtra

Pay not statedJunior levelFull-time

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About the role

This role focuses on managing and optimizing loan origination processes in a night shift work from office model while applying strong expertise in MS Excel to analyze data track pipeline metrics and improve operational efficiency across pre underwriting and underwriting activities in order to deliver accurate and timely credit decisions for a global financial services environment.

What you'll do

  • Manage end to end loan origination workflows to ensure accurate intake data validation and timely progression of applications across all internal checkpoints in a…
  • Analyze large volumes of loan application data in MS Excel to identify patterns detect anomalies and generate insights that support higher quality credit evaluation and…
  • Develop detailed Excel based trackers and dashboards that provide transparent visibility into pipeline status turnaround times and key performance indicators for loan…
  • Coordinate closely with credit operations risk and quality review teams to resolve application discrepancies and ensure that each case is processed with complete and…
  • Document and refine standard operating procedures for loan origination stages so that each task owner has clear guidance on inputs outputs and quality expectations

What you need

  • Underwriting
  • Excel
  • Credit appraisal
  • SOP writing
  • Any graduate

Good to have

  • Credit risk
  • Loan processing
  • Data analysis

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