Zonal Credit Manager

About the role

Management & Maintenance of the quality of the Credit Portfolio from Origination to Collections in the zone End to End Accountability at the Pre-sanction phase of the loan, and part of the loan life cycle post disbursement in case of delinquency across the zone Highly Specialized role – By nature of Interactions with Key Stakeholders by striking a balance between Quality & Growth of the Portfolio.

What you'll do

• Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof
• Conduct detailed analysis of delinquencies and recommend changes to the product teams
• Ensure the successful adoption of internal compliances, regulatory framework across the business
• Coordinate with internal audit and regulatory audit regarding their various requirements
• Collaborate with Collections to drive down the net credit loss & delinquency metrics

What you need

• Credit risk
• Credit appraisal
• Internal audit
• Collections
• Risk management
• Audit
• Any graduate