Area Credit Manager - Ahmedabad

About the role

Write the purpose for which the job exists (in 2-3 lines) Responsible for ensuring sound understanding of credit policy across all relevant levels, in the team. 50 workforces including both on role (34) and off role staff (16) Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

What you'll do

• Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
• Undertake analysis of the credit proposal based on pre- determined criteria and analyze market information, current macroeconomic scenario
• Make decision proposals within delegated authority
• Evaluate new credit proposals / review existing credit exposures with a view to bring out the industry, business, financial, management and facility structure risk
• Highlight the other credit risks and mitigation actions to take decision / facilitate the approving authority to take decision on the credit proposal

What you need

• MIS reporting
• Portfolio management
• Credit appraisal
• Credit risk
• Reporting
• Sales
• Any graduate

Good to have

• Channel sales
• CRM
• Financial statements
• Underwriting
• Performance management