Area Manager - Retail Credit - Financial Inclusion - Housing - EM - Credit - Lucknow - Gomti Nagar - JM

About the role

Area Manager - Retail Credit - Financial Inclusion - Housing - EM - Credit - Lucknow - Gomti Nagar - JM at Tata Capital. Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit….

What you'll do

• Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit…
• Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic
• Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes
• Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities
• Study , Analysis & interpretation of legal & technical reports

What you need

• 6–8 yrs of experience
• MIS reporting
• Credit appraisal
• KYC
• Reporting
• Compliance
• Sales
• Any graduate