Assistant Vice President- Credit Policy

About the role

Responsible for portfolio quality and portfolio management strategy by defining retail credit policy / lending / financing parameters. Responsible for the retail bank’s strategy on ‘Risk’ & ‘Growth’ areas through appropriate retail credit policy actions.

What you'll do

• Update and maintain Retail Credit Policy Manual which is the framework for the individual Product programs
• Ensure all retail credit policies are aligned with the strategies’ orientation and target segment that the bank wants to grow
• Ensure product programs in UAE for the products are aligned and standardized and are within the retail banking lending framework
• Comprehensive review of the portfolios in UAE on an ongoing basis
• Provide inputs on all strategic initiatives from retail risk perspective – portfolio, acquisitions, retail credit portfolio management, central bank regulation

What you need

• 8–10 yrs of experience
• Portfolio management
• Underwriting
• Credit risk
• Credit appraisal
• Power BI
• Statistics
• M.Sc or PhD

Good to have

• Risk management
• ETL
• Product strategy
• Machine learning
• SAS
• SQL