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Credit Manager Agri Business Group (ABG) 0140 2098 1052373 HRR

Kotak Mahindra Bank·Pune

Pay not statedMid levelFull-time

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About the role

Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently. Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.

What you'll do

  • Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
  • Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels
  • Provide sound, independent, and unsolicited credit advice and recommendations on Agri SME credit proposals
  • Handle all types of working capital requirements (fund-based and non-fund-based), commodity finance, and project loans for Agri SME enterprises
  • Conduct thorough credit appraisals, including financial analysis to assess solvency, liquidity, and repayment capacity of entities

What you need

  • Financial analysis
  • Financial statements
  • Cash flow
  • Credit risk
  • Credit appraisal
  • Working capital
  • Any graduate

Good to have

  • Performance management

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