Credit Manager Loan Against Property-Credit Pune

Kotak Mahindra Bank·Pune

Pay not statedMid levelFull-time

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About the role

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency.

What you'll do

Conduct credit underwriting for SENP/SEP mortgage cases with in-depth financial and business analysis
Visit customers to understand business background and validate financials
Monitor delinquency of underwritten cases during the initial stages to maintain near-zero default levels
Maintain credit quality and stay updated on economic indicators and mortgage industry trends
Ensure consistent productivity in processing and decision-making