Credit Risk

About the role

Complete covenant monitoring , using agreed calculations and templates to check performance against required thresholds. Collate information from different systems and reports to build a complete view of the customer and facility. Comfortable working with data, reports, spreadsheets, systems and trackers.

What you'll do

• Review financial information , including accounts, management information and forecasts, and identify key movements or areas requiring attention
• Support annual reviews , gathering the required information, completing standard analysis and preparing the initial review for Portfolio Manager oversight
• Monitor customer performance , using agreed reports, triggers and portfolio information to identify potential deterioration or exceptions
• Monitor arrears and missed payments , recording findings and escalating cases that meet defined thresholds
• Review early-warning indicators , identifying changes in financial performance, risk scores, utilisation or other defined monitoring measures

What you need

• 5–8 yrs of experience
• Credit risk
• Compliance
• Credit appraisal
• Valuation
• Excel
• Audit
• Any graduate