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Lead CMD - Retail| Mumbai

Iaamcp·Mumbai

Pay not stated15–27 yrsFull-time

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About the role

The role involves oversight of portfolio analytics and digital transformation initiatives across all retail lending products like Credit card, Gold Loan, MFI, LAP/ HL, EL, PL, wheelers (2W/4W/CV), Equipment (CE/ HCF/ ML), LAS etc.

What you'll do

  • Head CMD Retail will manage team of Lead Credit monitoring manager & Credit monitoring manager
  • Oversee the bank’s retail portfolio
  • Detect early warning signals by analyzing financial, behavioral and transactional data
  • Monitor borrower performance and industry trends to proactively identify potential credit stress
  • Track the entire credit lifecycle from application to disbursement across various credit and product parameters

What you need

  • 15–27 yrs of experience
  • Credit risk
  • Performance testing
  • Machine learning
  • Underwriting
  • BBA or Chartered Accountant or CFA

Good to have

  • CFA

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