Lead Policy - Retail| Mumbai

About the role

Design thinking, Competition Connect, Risk adn Credit Due Deligence Understanding, D Analytical Skill, Drafting and Designing skills, Deep understanding of retail products end to end loan life cycle, System understnding - LOS/ LMS/ End to end loan processing, System flow knowledge, Presentation Skills, Soft Skill to manage team/ people.

What you'll do

• Evaluate, implement and monitor internal & external Credit scoring models in partnership with business/Credit department
• Establish requirements for data maintenance and management and working with IT on implementation. Create management reporting using visual interface-based tools to…
• Tracking performance against guardrails, analyze portfolio and macro-economic data to determine potential impact on business operations
• Report control weaknesses, compliance breaches and Operational loss events
• Evaluate Credit loss assumptions for benign and stress case scenarios used for valuation models at the time of portfolio acquisitions

What you need

• 10–15 yrs of experience
• Loan processing
• Valuation
• MBA or Chartered Accountant