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Manager - Retail Credit - Credit - Housing - EM - Nagercoil - Shivraj Building - JM

Tata Capital·Tamil Nadu

Pay not statedMid levelFull-time
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About the role

To underwrite mortgage business and manage the portfolio in assigned branch/location

What you'll do

  • Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
  • Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes
  • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic
  • Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures
  • Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same

What you need

  • Sales
  • MIS reporting
  • KYC
  • Credit risk
  • Credit appraisal
  • Chartered Accountant or MBA

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Aditya Birla Group·Tamil Nadu

Can I apply
Needs B.Tech or B.E. · 5–7 yrs
Pay
Pay not stated
Source
From the company's careers page · over a month ago
How to apply
On Aditya Birla Group's site: short form, ~5 min