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Product Management - Risk Product | Experience : 5-8 yrs

Paytm·Bengaluru

Pay not stated5–8 yrsFull-time

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About the role

The Credit Risk Product Team is at the core of our lending operations, ensuring that our risk assessment models are efficient, scalable, and compliant with regulatory frameworks. The team collaborates closely with data scientists, engineers, and business stakeholders to develop and enhance credit risk models, decisioning frameworks, and risk mitigation strategies.

What you'll do

  • Define and drive the product roadmap for merchant lending risk
  • Build and scale rule engines (BRE), decision engines, and model orchestration layers
  • Implement audit-ready decision logs and explainability layers
  • Build robust policy versioning and experimentation infrastructure
  • Lead a team of credit risk analysts owning underwriting, risk, fraud, and monitoring

What you need

  • 5–8 yrs of experience
  • Roadmapping
  • Product strategy
  • Credit risk
  • Underwriting
  • Machine learning
  • Any graduate

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