Risk Manager - Education Loans

About the role

The Risk Manager – Education Loans will be part of the Retail Business Risk function within Retail Banking, based in Mumbai . The role is responsible for managing, assessing, and monitoring policy norms for Education Loans.

What you'll do

• Conduct regular asset quality reviews and provide analytical insights to identify risks and opportunities, recommending appropriate actions
• Review and update program risk acceptance criteria in response to changes in legal and regulatory requirements, business strategies, market conditions
• Build strong controls to mitigate risks across onboarding, credit, operations, fraud, and reputational domains
• Monitor portfolio delinquencies at a granular level, identifying high-risk segments, locations, and customer profiles
• Define and shape product-level risk appetite in alignment with the bank’s overall risk framework and growth objectives, including risk-based pricing strategies

What you need

• 4–7 yrs of experience
• Credit risk
• Audit
• Customer service
• Compliance
• Sales
• MBA

Good to have

• Portfolio management