Risk Manager

About the role

The Policy/Risk Manager plays a critical role within the Risk function, based in Mumbai. The role is responsible for assessing, managing, and reporting risks for assigned business units. It involves implementing strategies to ensure effective risk coverage and alignment of the asset portfolio with the bank’s desired risk levels.

What you'll do

• Conduct regular asset quality reviews and provide analytical insights to identify risks and opportunities, recommending appropriate actions
• Review and update program risk acceptance criteria in response to changes in legal and regulatory requirements, business strategies, market conditions
• Build strong controls to mitigate risks across onboarding, credit, operations, fraud, and reputational domains
• Monitor portfolio delinquencies at a granular level, identifying high-risk segments, locations, and customer profiles
• Define and shape product-level risk appetite in alignment with the bank’s overall risk framework and growth objectives, including risk-based pricing strategies

What you need

• 4–7 yrs of experience
• Internal controls
• Risk management
• Compliance
• Customer service
• Reporting
• MBA