WBCG:C&LC - Associate Relationship Manager

About the role

About Wholesale Banking Coverage Group (WBCG) The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil and; Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities Aboutthe…

What you'll do

• Analyze the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals
• Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers
• Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making
• Ensure NPA /restructuring levels for the group are minimized
• Source new customers to generate revenue for fund Based and non-fund based products and increase customer base

What you need

• 10–13 yrs of experience
• CFA
• Portfolio management
• Cross-selling
• Compliance
• Risk management
• CSS
• MBA or Chartered Accountant or CFA

Good to have

• GST
• Cash flow
• Working capital