Area Credit Manager - Retail Secured - Hisar

About the role

ABCL is registered with RBI as a Systematically Important Non-Deposit accepting Non-Banking Finance Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31-Mar'25, ABCL has a pan-India presence with 450 branches and a lending book of Rs. 1.2 Lack Crores. ABCL offers end-to-end lending solutions to a diverse set of customers - Retail, HNI, MSMEs, and Mid & Large Corporates through secured as well as unsecured loan products.

What you'll do

• Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key…
• Ensure timely and policy-compliant credit decisions across assigned branches
• Support branch teams in evaluating proposals and managing turnaround time
• Address audit and compliance observations and coordinate with collections for recovery actions
• Identify and implement local process enhancements to improve efficiency and reduce manual work

What you need

• Underwriting
• Portfolio management
• Credit appraisal
• MIS reporting
• Sales
• Risk management
• Any graduate

Good to have

• Channel sales
• CRM
• Capital markets
• Wealth management
• Go
• Performance management