BA-Lending

About the role

We are seeking an experienced Senior Business Analyst with 10+ years of experience in Banking, specializing in Lending and Credit. The role will involve working across the end-to-end lending and credit lifecycle, translating business objectives and requirements into scalable business and technology solutions.

What you'll do

• Analyse and define end-to-end lending and credit processes, covering Lead/Origination, Application, Credit Assessment, Underwriting, Approval, Documentation
• Lead As-Is / To-Be process analysis, identify process gaps, pain points, inefficiencies and opportunities for automation and digital transformation
• Elicit, analyse and document business and functional requirements through stakeholder workshops, interviews, process walkthroughs and collaborative working sessions
• Develop BRDs, FRDs, business rules, process flows, user stories, acceptance criteria, use cases and functional specifications
• Collaborate with Technology and Architecture teams to translate business requirements into solution designs, APIs, system interfaces and integration requirements

What you need

• 10–18 yrs of experience
• Credit appraisal
• Underwriting
• Credit risk
• Collections
• Test cases
• Root cause analysis
• Any graduate